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Motor Vehicle Compensation A motor vehicle is any device used to transport property or people on public roads and is powered by mechanical means. Motor vehicles include cars, trucks as well as buses, motorcycles, and even aircrafts. Two studies found that interacting and making claims for compensation after an accident in a motor vehicle while dealing with insurance companies was associated with increased anxiety. Further research is needed to discover the reasons for this. Damages The value of your claim for damages resulting from an accident in your vehicle is contingent on the specific expenses and losses you suffered. A personal injury attorney can help you determine the an appropriate amount of compensation for your particular circumstances. Damages are usually classified as “special” and “general.” Particular damages are the ones that can be considered as a cost for medical bills or car repair expenses. General damages are not as easy to calculate and also include non-economic elements like suffering and pain. If your injuries are severe enough to qualify under New York law as a serious injury, you could be entitled to additional compensation above and above what an insurance company will provide. If you suffer from a permanent disability that substantially affects your quality of life and quality of life, you could be entitled to compensation for loss of consortium or other damages not economically based. You could also be able to pay back the cost of using taxis, public transportation and ridesharing services when you could not drive after your crash. You may also be able to recover the expense of maintaining your yard and home while being unable to complete these tasks because of your injuries. You might also be able to claim the value of resale for your car that has been damaged. In certain cases the defendant could be ordered to pay punitive damages in the event that it is established that they were the ones who caused the accident. These damages are intended to penalize the responsible party for reckless or extreme negligence. Medical bills The victims of motor vehicle accidents often have to pay for medical bills as a result of their injuries. Certain insurance policies for car insurance offer medical payment coverage (also called medical pay) which can help to pay the expenses. In many instances, this coverage is available regardless of who was the one responsible in the crash. It is crucial to remember that medical coverage cannot substitute for health insurance. The victim should always submit claims first to their own insurance provider before submitting an action against the driver who was at fault. It is also possible to get compensation for expenses such as transportation costs to and from medical appointments. To ensure they receive a fair amount of money, victims should be careful in keeping track of and archiving receipts. The No-Fault insurance can also compensate victims for lost wages, if they cannot work due to injuries. The maximum amount that can be claimed is $2,000 per month for a period of no more than three years. The No-Fault carrier can also be required by law to offset any Disability, Workers' Compensation, or Social Security benefits received by the injured party. Even though financial assistance may be available it may take months or even years to reach a satisfactory settlement. In the meantime medical debt collection companies might be calling, and unpaid bills can cause a significant damage to a person's credit rating. In order to avoid this, the victim should establish an attorney-client relationship with a law firm that can provide representation in auto accident cases. Loss of wages There is a chance that you will be in financial difficulty after a car accident. motor vehicle accident lawsuit harlingen as credit card debt and loan repayments can get a lot more expensive when you are unable to work. Losing income can create stress for your family. You can get back lost wages from your car accident attorney. To prove that you lost your wages, you will require documentation to prove your salary or hourly wage and the number of days that you have missed due to injuries. This could include a letter from your employer or pay stubs as well as bank statements, tax returns, and many more. If you are self-employed or have a commission-based job the proof of your income may be more difficult. Your experienced car accident attorney will help you gather all the evidence you need to prove your claim. You are only able to recover your lost wages as part of a car accident claim. You are not able to recover them from disability or worker's comp insurance, as this would be considered as a double recovery. The no-fault insurer will send you to a physician they hire to examine you and determine whether, in the physician's opinion, your injuries prevent you from working. This is referred to as an independent medical examination (IME), and you should be aware that the physician conducting your IME is biased towards the insurance company. Pain and suffering In contrast to medical bills and lost wages, it's hard to quantify the pain and suffering that comes from a motor vehicle crash. The emotional trauma that is caused by a car accident can be more severe than the physical injuries. Someone suffering from PTSD may experience insomnia or anxiety, which may make it difficult to sleep well, or they may be unable driving due to fear of a crash in the future. An attorney can determine the total amount of non-economic damages and then work with a juror to determine the amount to award for pain and suffering. The nature of your injuries and their impact on your daily routine can have a big impact on this figure, so it may be worthwhile to keep a diary to keep track of how the injury affects you, or having family members or friends write a statement about your condition. Certain states limit the amount of compensation for pain and suffering. New York does not, however, victims are only permitted to file lawsuits and seek compensation for serious injuries, not for minor ones. It is essential to speak with a Manhattan lawyer for car accidents to learn the exact cost of your injuries and the best way to prove that you deserve fair compensation for both your economic and non-economic losses.